About World Business Lenders (www.wbl.com)
World Business Lenders (WBL) provides general purpose short-term real estate collateralized commercial loans to a broad customer base comprised of small and medium sized businesses throughout the United States that lack access to traditional funding.
This is a Contract/Consultant position. Generally, working hours will be 9:00am-6:00pm Eastern Time, Monday through Friday, although hours worked may be greater based upon operational requirements. The job requires excellent oral and written command of the English language.
Responsibilities:
- Assist in the Data Analytics, Business Intelligence, and Loan Servicing functions within the company.
- Support the development and implementation of comprehensive reporting suites across the organization.
- Contribute to the development of financial models and algorithms to analyze loan level and overall portfolio credit risk, identifying patterns, correlations, and sensitivities among portfolio variables.
- Assist in constructing pricing models for loan amortization schedules.
- Maintain the integrity of the loan records with the loan administration system.
- Prepare, analyze, and interpret monthly financial results.
- Monitor and support the management of mortgage and title policy for loan portfolios.
- Assist in identifying, analyzing, and documenting client portfolio risk and risk mitigating factors.
- Prepare loan monitoring reports on a regular schedule to review overall asset quality, including performance against original underwriting expectations.
- Generate monthly and quarterly financial reports, tracking actuals vs. budget/forecast for key metrics.
- Prepare cash flow forecasts and various long-term financial and statistical projections for strategic planning.
- Generate aging reports, showing the delinquency status and payment performance.
- Conduct periodic reviews and analyses of underwriting expectations post-funding: categorize exception distribution, rationale, and justifications; issue monthly executive-level exception reports to validate compliance with the underwriting policy and procedure.
- Support financial and functional due diligence requests for corporate transactions.
- Assist with other projects and duties as assigned by the Business Analytics Manager.
Requirements
- Bachelor’s degree or equivalent in Accounting, Finance, Mathematics, Business Administration or a related field.
- 3-5 years progressive experience in financial analysis/modeling in the financial lending or mortgage industry.
- Solid knowledge of the principles of general business, accounting, quantitative analysis and finance.
- FP&A experience desirable.
- High degree of proficiency in Excel, including complex financial analysis/modeling, VBA/macros, relational databases and SQL.
- Excellent English fluency, both written and verbal.
Benefits
- Contract/Consultant position
- USD Salary (1000- 1500)
- PTO Available
- 100% Work from home